Monthly Mortgage News - June 2026
In This Issue:
Prime Time for Homebuyers
Home Shopping Tips for Today’s Market
Create Your Outdoor Oasis
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Prime Time for Homebuyers
PEAK SEASON:  Homebuyers in affordable markets will see more competition this month, as families look to settle into new homes before the school season starts. Be ready to take on the competition by having full mortgage pre-approval upfront. There’s no better way to let the seller know you’re serious and ready to take action!
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Home Shopping Tips for Today’s Market
The housing market has shifted to a buyer’s market in many areas, with sellers outnumbering buyers by over 600,000 nationwide. This gives buyers more leverage to negotiate better prices, repairs, or seller concessions.
In terms of securing the best interest rate, buyers can take a proactive approach by doing the following:
Improve your credit score and reduce debt to qualify for the best rates.
Get pre-approval early and shop with confidence.
Explore lock-in options to guard against sudden rate increases.
Have your documentation in order to expedite the approval process.
Give me a call if you – or your friends and family – are interested in buying a home. We provide side-by-side loan analyses to help you find the best program to meet your goals!
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Create Your Outdoor Oasis
Having a tranquil backyard retreat is great for relaxation and fun. Here are a few trending home improvement ideas to create or update your outdoor oasis!

Expand Your Living Space
An outdoor pavilion, gazebo, or pergola can expand your living space by creating a cozy extra room for entertainment or chilling out. The type of structure you choose should be entirely based on your needs, but it may also increase your home’s value.
The Sky’s the Limit
Vertical gardening is catching on this year as a way to create living walls—either for privacy or growing food. Vining plants are great for seclusion, while vining crops like tomatoes, pole beans, cucumbers, peas, and squash offer a tasty bonus! Add an aromatic vibe to your sanctuary with herbs and spices that thrive in containers—such as thyme, mint, oregano, parsley, basil, and chives.
Light It Up
Fire pits and outdoor lighting are also popular now, to extend usable hours and create ambience. A fire pit lounge is a natural social hub, and this low-maintenance idea may also increase your property value. Top that with outdoor lighting to increase safety and create your perfect atmosphere!
Thinking about home improvements this season? Give me a call to learn more about using your built-up equity to finance your projects.
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