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																		<p style="margin: 0; text-align: center; mso-line-height-alt: 14.399999999999999px; letter-spacing: normal;"><span style="word-break: break-word; font-size: 18px; color: #165293;"><strong><span style="word-break: break-word;">Mid-April Rate Alert</span></strong></span></p>
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																		<p style="margin: 0; font-size: 12px; text-align: left; mso-line-height-alt: 18px;"><span style="word-break: break-word; font-size: 12px; color: #000000;"><span style="word-break: break-word;">Hi </span>{!Contact.FirstName},</span></p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">Mortgage rates ticked down slightly last week, and appear to be more stabilized than they have been in recent weeks. As a result, we saw an increase in applications for refinancing, as homeowners seek to lower their monthly rate or use their equity for cash.<br><br>Prospective homebuyers who are skittish about the current market may consider looking at “lock and shop” programs offered by some lenders. This type of program allows homebuyers to lock in an interest rate – typically for 30-90 days – without having a property under contract yet. These offers often require an extra fee with pre-approval, but provide some peace of mind to buyers when rates are unpredictable.<br><br>HELOC rates remain attractive for those who want to leverage their home equity to pay off debt, invest, or use the money for home improvement.<br><br>Whether you’re looking to purchase, renovate, or refinance, the important thing is to know your options. My team and I provide analytics to help you make the best decision to fit your unique financial scenario, and lock in the best rate. Give me a call, and we can sit down and create your customized plan for success!</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">Best regards,</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
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