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																		<p style="margin: 0; text-align: center; mso-line-height-alt: 14.399999999999999px;"><span style="word-break: break-word; font-size: 18px; color: #d0684e;"><strong><span style="word-break: break-word;">Using Home Equity to Build Wealth</span></strong></span></p>
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																		<p style="margin: 0; font-size: 12px; text-align: left; mso-line-height-alt: 18px;"><span style="word-break: break-word; font-size: 12px; color: #000000;"><span style="word-break: break-word;">Hi </span>{!Contact.FirstName},</span></p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">Home equity reached record levels this summer, with the average American homeowner sitting on $212K in tappable equity. That’s leaving 20% of equity in place on the existing mortgage. Here are a few ideas to take that equity and invest to build wealth.</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;"><br><span style="word-break: break-word; color: #d0684e;"><strong>Invest in a Rental Property</strong></span><br>If you’re looking for passive income, real estate may be a good investment. A rental property could be used for long-term tenants or Airbnb. We can help you research loan options and review the criteria to help you create your wealth-building strategy.</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;"><br><span style="word-break: break-word; color: #d0684e;"><strong>Home Improvements</strong></span><br>You may be able to increase the value of your home with key home improvements. Some of the top renovations for ROI include kitchen or bathroom remodels, attic or basement remodels, adding a deck, improving energy efficiency, and increasing curb appeal.</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;"><br><span style="word-break: break-word; color: #d0684e;"><strong>Start or Expand Your Business</strong></span><br>If you plan to start a new business or expand, using your home equity may be the key to borrowing money at a lower interest rate than a small business loan.&nbsp;</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;"><br>We can run the numbers and look at what type of loan is best for you, whether it be a Home Equity Line of Credit (HELOC), home equity loan, or a cash-out refinance. Our job is to present you with all your options, to make the smartest decision for your wealth-building plan. Give me a call to learn more!<br><br>Best regards,</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
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