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																		<p style="margin: 0; text-align: center; mso-line-height-alt: 14.399999999999999px;"><span style="word-break: break-word; font-size: 18px; color: #f8222a;"><strong><span style="word-break: break-word;">Fed Holds Steady, Mortgage Rates Down</span></strong></span></p>
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																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">Once again, the Federal Open Market Committee (FOMC) unanimously voted to keep the federal funds rate at 4-1/4 to 4-1/2% at their June 2025 meeting. This is the fourth consecutive meeting with no change in the benchmark rate.<br><br>Rates are expected to be lowered twice before the end of the year, perhaps as early as September. However, the committee will look for more data on how tariffs and political tensions in the Middle East will influence inflation and economic growth. For now, interest rates on short-term loans and credit cards will not be dropping any time soon.<br><br>In other news, Freddie Mac reported mortgage rates have reached a four-week low, with the national average on 30-year fixed loans at 6.81%. This rate is primarily influenced by the yield on 10-year Treasury bonds, and indirectly affected by the federal benchmark rate.<br><br>If you’re in the market for buying a home, refinancing your existing mortgage, or cashing out on built-up equity, have no fear! We have a variety of loan programs to choose from, and our goal is to provide you with all the information you need to make educated decisions to manage your mortgage.<br><br>All referrals are welcome, and we hope to hear from you soon.<br><br>Best regards,</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
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