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																		<p style="margin: 0; text-align: center; mso-line-height-alt: 14.399999999999999px;"><span style="word-break: break-word; font-size: 18px; color: #525f65;"><strong><span style="word-break: break-word;">Win Big with Fully Underwritten Pre-approval</span></strong></span></p>
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																		<p style="margin: 0; font-size: 12px; text-align: left; mso-line-height-alt: 18px;"><span style="word-break: break-word; font-size: 12px; color: #000000;"><span style="word-break: break-word;">Hi </span>{!Contact.FirstName},</span></p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
																		<p style="margin: 0; mso-line-height-alt: 19.5px;">The real estate market has become somewhat more favorable for buyers in recent months, but there’s still a lot of competition shopping for a home in an affordable price range. One way to give yourself a competitive edge is to obtain fully underwritten pre-approval.<br><br><span style="word-break: break-word; font-size: 13px;"><strong>What’s the Difference?</strong></span><br>Fully underwritten pre-approval takes pre-approval a step further. In a basic pre-approval, the lender runs a credit check and a loan originator reviews your documents.&nbsp;<br><br>However, with fully underwritten pre-approval, an underwriter completely reviews all your documentation and approves the loan before you start house hunting. Granted, you may need to provide more paperwork up front, but your loan typically closes faster with much of the work having been done in advance.<br><br>Plus, sellers often look at fully underwritten pre-approval more favorably, because the deal tends to close faster.<br><br>In this scenario, you still want to avoid making big changes in your credit score or income before the deal closes. You also want to stay current on all your existing financial obligations, and do not open any new credit accounts until your contract is finalized.<br><br>Give me a call if you – or your friends and family – need a top-notch mortgage pro for a home purchase loan, refinance, or cash-out. My team and I focus on delivering exceptional service to every client!</p>
																		<p style="margin: 0; mso-line-height-alt: 19.5px;"><br>Best regards,</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
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