Last saved by: Lynn Marie Greaves

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																<div class="alignment" align="center" style="line-height:10px"><img class="fullWidth" src="https://www.mpc-news.com/email/CEW/231105_CEW_email-header2.png" style="display: block; height: auto; border: 0; max-width: 615px; width: 100%;" width="615" alt="Fed Holds Off on Rate Hike" title="Fed Holds Off on Rate Hike"></div>
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																		<p style="margin: 0; text-align: center; mso-line-height-alt: 14.399999999999999px;"><span style="font-size:18px;color:#ec5355;"><strong><span style="color:#a20a09;">Fed Holds Off on Rate Hike</span><br></strong></span></p>
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																		<p style="margin: 0; font-size: 12px; text-align: left; mso-line-height-alt: 18px;"><span style="font-size:12px;color:#000000;"><span style>Hi </span>{!Contact.FirstName},</span></p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
																		<p style="margin: 0; mso-line-height-alt: 21px;">The Federal Open Market Committee (FOMC) met again October 31 – November 1, after which Chairman Jerome Powell announced the Fed will leave rates unchanged at this time. Benchmark interest rates are currently between 5.25% and 5.5%.&nbsp;<br><br>Powell is not ruling out another rate hike this year, but the Fed <em>does</em> appear to be in a holding pattern.&nbsp;<br><br>While rates remain at a 22-year high, futures markets estimate the chance of the Fed raising rates another quarter point in December is about one in five.&nbsp;<br><br>The Fed has not yet reached its 2% inflation goal, and the committee continues to monitor economic indicators. The Fed will not begin to lower rates until it has contained inflation.<br><br><span style="font-size:14px;color:#a20a09;"><strong>What about mortgage rates?</strong></span><br><br>Many experts predict we may see mortgage rates remain higher for longer, with home loan interest rates easing in 2024.<br><br>There are several ways to lower your interest rate, if you are looking to buy a home or refinance. Give me a call to learn more. I’m here to help you get the best rate possible!</p>
																		<p style="margin: 0; mso-line-height-alt: 21px;"><br>Best regards,</p>
																		<p style="margin: 0; mso-line-height-alt: 18px;">&nbsp;</p>
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