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The Deed of Trust to Your Home
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Your mortgage deed of trust will become part of public record in the county you live in, but having a copy of it is important. The biggest reason is that it will be necessary if you decide to sell later on.
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Homeowners Insurance Policy
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While many insurance companies now offer apps that show proof of insurance, having a hard copy on hand can be helpful. This way you can verify your coverage and premium and refer to any changes you\'92ve made to your policies throughout the years.
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Title Insurance Policy
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If buying your home with a loan, title insurance is mandatory. This helps protect you as a homeowner in case there are any claims on your new house from a third party.
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Appraisal
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Your lender requires an appraisal, and this gives you an unbiased opinion of how much your home is worth. If you refinance your home, you\'92ll likely want to have a new appraisal done to see the appreciation compared to your original appraisal.
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